We too looked at Quicken Loans, not to refi but to purchase a new home. Quicken was very helpful at first, and we liked the man who processed our application. I contacted several companies to shop around.

I'm glad he knew without ever being in my house how much my upgrades were worth - wish I had a crystal ball like that. After we bought it, we put $20K in PV solar panels on the roof, tore off the siding and gave it an attractive stucco, built a 20 x 40 greenhouse, planted over 100 fruit trees, and added a professionally built, completely separate 2-bedroom guest house, with a 2-car garage, for my elderly mother to live in. This was half a business day before my scheduled closing, quicken loans refinance which is absolutely ridiculous and unprofessional. Quicken Loans, your commercials advertise that you are engineered to amaze. Maybe, just maybe, they should have told me this a few weeks ago. This lesser amount would not cover my expenses as needed, so I had to decline Quicken's offer and I requested my good faith payment be returned.

We personally weren't badly ripped off like so many others, but the stress, badgering quicken loans refinance and incompetence made it one of the worst professional experiences of my life. From that point on, the handling of the loan was like dealing with a crack addict - meaning everything was late on their end, but an emergency for. Lower your monthly payment Every homeowner can benefit from extra money. I am very dissatisfied with Quicken Loans and I decided not to refinance my house with this company. They requested six months of savings to cover rental property. We argued with them to try to get our money back, but that fell on deaf ears.

I, too, contacted Quicken to do a refinance of my mortgage at a lower rate as advertised. I got preapproved, locked in rate roughly 4 weeks ago. They still wanted her social security number.

So, I took the loan details to a lawyer who told me not to do it before he even looked at the papers and told me that Quicken is known for the games I described and verified it. Fha home loans were designed to help americans fulfill their dream of. Take our advice - Stay away from Quicken Loans. The other amazing thing I learned after talking to Rachael, knowing that I may have been underwater, she stated that once Quicken determined what the actual value of our house was the HARP 2.0 was no longer an option and that they do not "reveal" this fact to the customer.

I am fortunate that I did not get a Quicken Loans. He said he had a whole process to go through, quicken loans refinance still peppered with sales pitch. I applied for a mortgage quicken loans refinance loan with Quicken Loans.

My accountant just laughs at them because they don't know what they are asking for. Okay, now that you jumped through all that, prove that the monies came from your account not with a transaction history, a statement unless it's signed in blood by your bank. Our story has been repeated over 1000 times on this site and sites like it.

Then, you have to contact them just to see where things stand. I gave you the letter saying they took less. Another seven days passed and they wanted the terms for early withdrawal from a ROTH IRA, I sent them the 70 pages IRS pamphlet. They were so startlingly different; anyone could have seen something was very, very wrong.

I've seen their TV commercial before and thought, who would use a company with that kind of stupid commercial. Get used to talking to an answering machine. We both have very good credit and earn close to a 6-figure income combined.

They knew my closing date, they knew my income for 2011 and what my income is for 2012, and none of that has changed since my application 4 weeks ago. The only thing he would do is take my information for a loan application with a non-refundable fee rather than provide information to me to choose a mortgage wisely. I am not sure why she would think that a whole .25% drop in current rate would even interest me or any other person who was thinking of refinancing.

I told Quicken I could submit documents that showed that last year we were without a kitchen and living room floor for 3 months while our custom kitchen was finished and all the flooring was replaced on the main living level. Over graduate job descriptions to explore from academic librarian to. Big news on the mortgage rate front today, and some of you might not be happy about it.

Apr for average homebuyers, attending a bank foreclosure auction can feel like. Mail web com provides a free web based email retrieval application. Despite asking to speak to a supervisor or someone capable of making a decision, we were told this is not allowed. Wouldn't you think this would be a red flag for them - something wrong on their end rather than with all these properties. We tried to get our home refinanced with quicken loans refinance Quicken Loans, and all I can say is run. Then, I needed $1,000 to bring to closing.

Iii business cards, no shipping 250 business cards no hidden costs test out. Speaking to a real person who is familiar quicken loans refinance with your file is wishful thinking. Lower your rates Changing market conditions mean that we cannot always predict where rates will be in the future. They preapprove me, and with 30 seconds left in the third quarter, they change the rules of the game on me and ask for something that is impossible for me to provide. FHA Streamline If you are currently in an FHA loan, our FHA Streamline program will ease your qualification and may give you eligibility for no appraisal.

Be money savvy and take control of your finances by exploring all the refinancing options that are available to you. But I had a tight schedule for my closing, so I didn't have time to back out and look for another bank. Use Loan Setup to add a new Quicken account to track your new or existing loan. That is why it is essential to take advantage of today's market conditions. However, at about the time we were awaiting finalizing the loan, we received a call telling us we had been declined because the appraiser could not find a comparable to our home.

Their motto "engineered to amaze" is true. After I had told them specifically not to run my credit because I was still checking, they sent this letter saying they are unable to offer me financing. The appraisal came in at $24,000 less than it was 3 years ago.

Preparing your business for sale company for sale is not an overnight process. Noticed estimation of settlement changed significantly after the appraisal came in lower than expected (note, this is a simple refinance for a veteran. Nobody ever calls when there's a problem. Advertisements on this site are placed and controlled by outside advertising networks.

Why pay higher interest rates, higher monthly repayment fees, or taxes on interest when you do not have to. They refused to give me a rate based on my telling quicken loans refinance them that my wife's credit was in the 700s. I have chosen not to use your home financing services, but I think that the tactics used by this expert is flawed and potentially a corporate requirement by your company. I had these figures verified by two other companies and they both stated that I would be close to saving the amount I quoted her. After you pay off your current mortgage ($100,000) and any loan-origination costs for the new loan (perhaps quicken loans refinance $2,000 in points), you'll receive $18,000 cash out — to spend on the important things in life.

She asked a couple qualifying questions then transferred me to one of their VA loan speitts as I was going to do a VA-guaranteed mortgage refinance loan. Quicken made lots of promises, all costs rolled into the mortgage, would be less than $2,000 since I had a lender's credit for my escrow account. More relatable, however, is that these terms perfectly describe what has been going on with the nationwide average for mortgage rates according to Freddie Mac’s weekly Primary Mortgage Market Survey. Faster closing, better terms, less shyster tactics. With mortgage rates at historic lows, refinancing is a great way to lock in a lower rate and save money. They determined that they could not offer the refinancing as initially estimated as my condo appraisal came in under target.

They lost half my paperwork through the process, didn't even have my correct financials and were completely unresponsive when I needed critical information. I checked on the HARP 2.0 online and came to find out Quicken could have offered this regardless of our PMI status (fully transferrable) and regardless of how "underwater" we are. I was asked to continually supply documentation even though I had both faxed and uploaded the information with a confirmation. Unfortunately they are amazing - but in an unbelievably bad way. We asked them if someone could just use their eyes and look at the comps.

As mentioned in several other of the reviews, their need for proof and document after document was absurd. Documents were resent and resent and resent, being told we were about to close and me reminding them over and over that they haven't sent an appraiser out to the house yet, how can we close. I guess they were just calling me a liar. And again she determined that I didn't get a fair appraisal, but it's not worth her or my time to make things right.

In this case, a few areas of stucco needed patching/painting - not major value impacting nor requiring repair per appraisal doc. So we were delayed another 10 days while we waited for our bank statement cycle date.